Dental Insurance with No Waiting Periods.
I am looking for Dental Insurance Plans for Families that offer Immediate Coverage. My family and I live in Florida, and I am looking for dental insurance that offers Immediate coverage. Cost is a factor since I need more money to afford a higher-cost plan. I do not want to wait out long-term waiting periods before my kids can even start having dental care.
Reply: In California, we have a few dental insurance plan options that do not have waiting periods. You can review our HMO insurance plan options, which have a lower monthly cost ranging from $16.00 – $40.00 a month for a family, and all our HMO plans have no waiting periods. However, if you prefer a PPO insurance plan without waiting periods, we also have two plan PPO options that do not have waiting periods ranging from $155.00 – $200.00 and up (depending on your zip code) for a family plan. As you can see, PPO plans are more costly, and ones that do not have waiting periods are also higher in cost. They let you stay with your own dental provider’s office if that is a factor for you. If you have any questions about our dental insurance plan options, please call our member service line at 310-534-3444 M-F 8 am-4 pm.